+38 (044) 593 0029au.ecrofyap%40ofni

+38 (044) 593 0029au.ecrofyap%40ofni

BANKING SOLUTIONS · IBANK

iBank Online Banking Platform for Individuals and Sole Proprietors

A proprietary remote customer service system — iOS, Android, and Web. 20+ ready-made modules, white-label solution. MVP launch from 3–4 months.

Illustration

A single app for individuals and sole proprietors — manage two profiles on one screen.

WHO IT'S FOR

For banks serving individuals, sole proprietors, and small businesses that want to launch or upgrade their digital remote service channel.Supports all client types — non-clients, existing individual clients, and sole proprietors — within a single interface.

SOLUTION ADVANTAGES

Why iBank

01

MVP launch in 3–4 months

Deep expertise in banking products.

02

A single interface for individuals and sole proprietors

Solution flexibility.

03

Rapid customization

2–4 weeks from requirements submission.

04

CRM-level admin panel

Included in the base package.

05

Marketing module

Included in the base package.

06

Source code transfer

Non-exclusive intellectual property rights.

07

PSD2 API

Integration in Ukraine and the EU.

08

New channel deployment from 1 month

Fast rollout of customer service.

CAPABILITIES

WHAT THE PLATFORM CAN DO

Payments & Transfers

Instant transfers, IBAN and QR paymentsTransfers by phone number and Visa AliasShake & Pay — location-based transfers"Request Money" — split paymentCurrency operations with account openingUtility bill payments by addressPFM — spending control by categoryRecurring payments and cashback

Cards & NFC Payments

Digital card issuance
Apple Pay, Google Pay, Garmin Pay — MDES/VTS tokenization
Click to Pay and NFC/QR scanning
3DS 2.0 — biometric e-commerce authentication
Built-in P2P transfers
Card services: CVV, limits, PIN, stop lists

Identification & Security

Diia / Diia Signature / Qualified Electronic Signature — remote identification
Liveness Detection and FaceMatch
Two-factor authentication
Third-party Auth server integration

Marketing & Analytics

Banners and deep-link marketing module
Transactional and promotional push notifications
Built-in encrypted client-bank chat
Referral program
Built-in behavioral analytics

IMPLEMENTED FOR

WANT TO LAUNCH OR UPGRADE ONLINE BANKING UNDER YOUR BANK'S BRAND?