NFC Payments & Tokenization

— OTA card tokenization (MDES/VTS)

— Apple Pay, Google Pay, Garmin Pay, Mi Pay etc.

— POS payments via PayPass/PayWave and online

— EMV encryption

— Biometric authentication

— Token life cycle management

— Certified Visa/Mastercard SDK

— Push provisioning from the bank's app

PAYMENT PROCESSING

— E-money system

— Electronic wallet

— P2P transfers between users and merchants

— Acquiring and payment method aggregation

— Escrow for e-commerce

— Mass payouts — B2C, G2C, humanitarian

— Mobile wallet + telecom integration

— Multi-issuer mode (multiple currencies)

ADDITIONAL CAPABILITIES

— Gift and prepaid cards

— Voucher generation

— P2P transfers between users and merchants

— Loyalty program

— Cashback and partner networks

— Settlement scheme for unlicensed companies

— API integration with external systems