Solutions | PayForce | fintech solutions for bank

iBank

Banking for individuals

Corporate banking

Platform benefits

● Open API for partner projects and integrations● Project module configurator. Partners can remove any functionality from the project cost, get a discount on a complex offer etc.● CRM-level admin panel in the basic delivery● Work with non-Clients● A consolidated interface for working with individual entrepreneurs● MVP launch within 3-4 months. Deep expertise in banking products● Marketing module in the basic delivery● Non-exclusive intellectual property rights. Full transfer of source code

Banking for individuals and entrepreneurs

The feature of our solution is not only a consolidated interface for servicing individuals and private entrepreneurs in one application, but also the display of all products on one screen. The client sees all their accounts and cards, both private and business, on one screen, and can open a deposit, make a transfer from a private individual's account to a business account without switching screens

Corporate banking

Remote customer service platform for legal entities. Legal entities services solutions of for banks.
● All key functions of Internet Banking and Mobile Banking● Customer support for individual entrepreneurs and legal entities● Flexible system of roles and rights● Work with accounts, balances, statements, applications, and documents● Various types of payments and currencies● Reports and printed forms, export-import from various accounting programs● Cross-browser compatibility - work with all popular browsers (Google Chrome, Mozila, etc.)● Working with multiple companies and digital signatures● Two-way synchronization with the bank's business day● Chat, applications, documents and news● Integration with online reporting and document management system● Integration period: 8-12 months, the first working front within 8 months

Payments & Transfers

Transfer by phone number - Visa AliasTransfer by geolocation (shake&pay)Request for money (account distribution)Purchase of currency on depositCurrency exchange with account openingPayments by QR code

Customer engagement

Opening a digital cardPush notificationsRemote identification

Customer service

Personal financial manager (PFM)Setting up a cash-backModule “Content management (banners + deep link)”Chat module3DS 2.0 securityModule “FOP - basic functionality + EDS” of the vendor selected by the bankPush notifications (transactional)Push notifications (advertising)Push notifications storage

COMPLETE TECHNICAL SOLUTIONS FOR NEOBANK

● Integration with various Core Banking systems (ABS) and card processing systems● TR-TSP та Apple/Google Pay ready● CRM level admin panel● Marketing module● Module for setting up and managing commissions and subscriptions● Open APIs for partner projects and integrations● Compliance with PSD2, PCI DSS standards● Non-exclusive intellectual property rights. Full transfer of source code● Onboarding system of our own design● Integration with your own e-money processing ● Complete integrations with bill aggregators● Own P2P payment platform

The remote identification module supports Liveness Detection and FaceMatch technology, which allows comparing instant photos of customers with those received through the system and determining the reality of the person. When developing these components, the PayForce team uses the most advanced libraries and mathematical models that analyze the face, dividing it into many points, which eliminates the possibility of authorization using digital reproductions. The libraries have been created over several years and are constantly being improved, which guarantees the highest level of data protection for bank customers.

Our module has many advantages: First, our remote ID solution is market-ready. It only needs to be integrated into online banking backend and frontend systems, which is much faster than starting its development from scratch. We also provide full technical support for the system. Second, we don’t charge any fees per identification of a potential customer.

TETIANA NIKOLENKODeputy СЕО and co-founder PayForce.

● All stages from submitting an application to signing contracts are performed online● Integration with any online banking system for legal entities● Two-factor authentication and the use of a qualified electronic signature (QES), which guarantees legal validity and data protection● Transparency and status control of tracking at any identification stage (PUSH/E-Mail)● Integration with state registers for automatic checking in the legal entities state register and the register of debtors● Personalized questionnaires optimized for customer requirements● Use of automatic data verification and processing systems, including integration with Diia● Online reservation and opening of a current account in ABS Bank● The process of remote legal entity identification of without visiting a bank branch in the Web interface

A universal solution for opening electronic wallets, accounting for balances, managing them, and processing transactions using electronic money, both between system users and in settlements with merchants

● Electronic money system● E-wallet● P2P transfers● Gift and prepaid cards (closed and open scheme)● Loyalty program● Mass payments (B2C, G2C, humanitarian payments, agent repayments)● Mobile Wallet - Integration with Telecom Operators combining unified balance with e-money and airtime ● Design of a payment scheme for companies which do not have a financial license● Generation of vouchers for fixed amounts● Acquiring, aggregation of various payment methods, escrow for e-commerce● Integration with the card management systems (for the implementation of prepaid / gift products)● Implementing a loyalty system● Integration module for integration with APIs with external systems● Various ways to replenish your wallets (card, terminal, bank branch, etc)● Multiissuing mode (managing wallets in different currencies / units )

● Ability to issue (digitize) over-the-air (OTA) payment cards just inside the application● Support for identified and prepaid products in existing mobile banking, as well as in a separate application● Possibility to pay by smartphone at POS terminals of existing PayPass / PayWave infrastructure, and on-line● More secure transactions using the EMV-encryption standard, client authentication for a fingerprint, graphic key or password code● Full history of transactions● Support for life cycle management tokens● A certified by Visa / Mastercard Payforce's SDK● The fastest smartphone payments compared to competitors, by the architecture of the solution (confirmed by the IPS tests)● Support for project certification with the Visa\Mastercard IPS