The core of today's PayForce team worked in a bank's transaction business — retail, card business, processing, products. We saw firsthand how margins in traditional banking were declining, and we were among the first in Ukraine to launch a digital prepaid card and contactless transactions. That expertise became our starting point: we relaunched as a technology company and entered the market as an online banking vendor.

We completed development of the remote identification platform for legal entities.

We have since integrated Open Banking for our banking clients, and today we act as an Open Banking integrator in the market — not only for banks we already work with on other products, but for any financial institution that needs to comply with the new NBU requirements without investing in in-house development.This same year, we developed and launched entirely new mobile applications for KredoBank and COMINBANK — featuring an updated UI/UX, gamification, multi-document sharing via Diia, and referral programs. Notably, both banks — our partners of seven years — chose PayForce again, this time through an open tender.